Pre & Post Retirement Planning

Pre & Post Retirement Planning

Retirement planning is an important part of your overall financial planning.  The need to accrue sufficient funds to generate income for your retirement has never been greater - and the cost of delay in retirement planning has been well documented.

Retirement planning basically comes down to two elements.  Firstly, planning in advance to help you generate the retirement income you want, and secondly, planning when you reach retirement. This involves reorganising your assets so that you can achieve the returns you need to support the lifestyle you want.

Pensions are currently one of the most tax efficient ways of saving for retirement, but due to consistent tinkering to the pension rules by successive governments, the options available are truly mind-boggling. This is where Kellands can help you.  We can guide you through the pension maze to achieve the outcome you desire in retirement.

It's never too early to start thinking about your retirement planning. Even if you already have a pension scheme, you should have a regular review to ensure you are on course to achieve your desired level of retirement income. Once you reach retirement, you are then faced with some very important decisions on how best to access your pension benefits.

With the government increasing state pension age, and with people of pension age living longer, sound pension advice is essential.

Contact Kellands Hale now to discuss your pre and post retirement planning options.

 

News Feed

19/10/2017

FTSE 100 down at close as Unilever sales slow

Sales growth at the consumer goods giant slows as it is hit by poorer weather in Europe and US hurricanes.

Kellands Updates

October 5, 2017

As the UK looks to Brexit, should investors get into Europe?

Many experts and fund managers are forecasting that Europe could be the place for investors to be over the next… Read more