Retirement Planning for your business
Retirement planning is important for business owners and directors as pensions remain an integral part of most employee benefit schemes. At Kellands we specialise in helping employers and their employees with all their pension needs and provide both pre and post retirement planning advice.
For directors and partners, we have extensive experience of Small Self-Administered Schemes (SSAS) and Self-Invested Personal Pensions (SIPPs) plus an excellent understanding of the latest HMRC rules and practice. SSAS and SIPP schemes offer you a great deal of flexibility and freedom, as well as a much wider choice of investments, and we look to provide you with a scheme specifically tailored to your needs, whether on an individual or a group self-administered basis.
We can also help you with setting up a group personal pension plan or auto-enrolment pension scheme for your employees. Again, we look to provide a tailor-made service for you. We also provide support when it comes to employee communications – making sure your employees understand what they are entitled to and how they can invest.
As well as setting up a pension, deciding upon the right investment strategy for your pension is crucial. Pre-retirement you need to build up your pension fund and post retirement you need to decide the optimum way for you to use your accrued pension fund to provide an income. At Kellands Hale, we provide quality investment advice and support to both you and your employees.
Another option for businesses is to introduce a salary exchange scheme for employees, which can be used in conjunction with auto-enrolment pensions.
For help with the retirement planning needs of you and your company, contact us today.