Welcome to the Kellands summer newsletter.
It’s certainly been a busy 6 months since our last newsletter, with some significant changes to the economic and investment landscapes.
For many younger investors, this is their first experience of rising inflation and interest rates. Combined with the terrible events in Ukraine, this could well lead to a recession over the next 12 months as consumers are forced into tightening their belts.
Although the increased volatility in world markets is unnerving, history shows us that it is important to stick to your plan. Our article on page 3 expands upon this, explaining why we need to look above and beyond the uncertainties and emotions caused by short-term market volatility, focusing instead on our long-term plan and objectives.
Elsewhere in this issue, we look at the importance of having a will, so you can pass your wealth onto your children and grandchildren. Surprisingly, research shows that fewer than half of adults have actually written one.
Similarly, we look at the need to provide financial security for you and your family in uncertain times, yet note that more people insure their homes than their lives.
The newsletter covers a lot more besides, including profiles on two of our financial planners and the heart-warming fund-raising story of Dennis, who is raising money for Cancer Research.
Finally, and on a different note, we are proud to announce that we picked up another national award - as the best investment firm in the North West. It is a further testimony to the whole Kellands team, who continue to work hard in refining and improving our investment solutions and service levels to suit the ever-changing needs of our clients and their families.
We hope you enjoy the newsletter - please feel free to read or download it by clicking on the link below.
And for help and advice on any financial matters, please do not hesitate to contact us.