The essential guide to mortgages

With thousands of mortgage products available from a wide variety of lenders, our latest guide tells you all you need to know about getting a mortgage.
Most people who buy property will use some form of mortgage. Indeed, according to the Financial Conduct Authority (FCA), in the final quarter of 2023, the total amount borrowed through residential mortgages was £1,657.6 billion.
While buying a property is an exciting time, the mortgage market may seem confusing. It can feel like there are an overwhelming number of options, whether you’re a first-time buyer or are expanding your property portfolio.
Our latest guide explains what a mortgage is, the type of mortgages available and how much you can borrow. It also looks at the possible costs and how long the term of the mortgage can be.
To discover the essentials you need to know about mortgages and how your decisions could affect your finances, click on the link below to read or download our latest guide.
And if you would like some help with your mortgage planning, please do not hesitate to contact us.
Please Note
This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.
Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured upon it.
The Financial Conduct Authority does not regulate some buy-to-let and commercial mortgages.
Download our essential guide to mortgages