Our aim is to keep clients fully informed of the latest developments within global markets as well as providing articles on personal finance, investments, pensions and tax planning.
As well as Our Articles, you can check out our financial planning guides as well as our Independent News Magazine, or simply read about what’s happening at Kellands.
Auto-enrolment has increased the number of pension savers. But only contributing the minimum amount might not be enough for a comfortable retirement.
This Christmas, give a gift with lasting impact. Discover financial gifts for your children and grandchildren that build long-term freedom.
If you earn more than £50,000 a year as a self-employed earner or landlord, you will need to use the Making Tax Digital (MTD) for Income Tax from April 2026 onwards.
Discover how placing life insurance in trust can save your family thousands in Inheritance Tax.
Understand your UK State Pension – eligibility, payments, claiming steps, deferral options, and tax rules – with our latest guide.
Despite all the speculation and rumours circulating about tax increases and other measures, you need to stay focused on your long-term plan.
Action Fraud says UK pension savers were defrauded of nearly £18 million in 2023 alone – and it may not happen how you think. Learn about pension fraud here.
Are you an older parent, having had kids in your late 40s or 50s? Learn how your retirement and inheritance plans could be influenced, and how we can help.
When you flexibly access your pension, you could be hit with a tax bill on some future contributions. Here’s your guide to the Money Purchase Annual Allowance.
Research reveals that pension savers associate negative emotions, like fear, anxiety, and guilt, with spending their pension. Learn how to reframe retirement.
Just 50 years ago, the government passed a life-changing Act that transformed women’s financial opportunities. Find out five financial planning tips to mark this anniversary.
September is World Alzheimer’s Month. Discover three important ways to protect your finances in the event that a diagnosis derails your plans for the future.
In Part III of our guide to estate planning for vulnerable beneficiaries, learn about why putting wealth in trust could help them now and after you’re gone.
Your pension is an invested asset, but where does the money go and should you be actively managing yours? Learn what you should know about pension investing
If you are getting divorced or have already been through it, your inheritance plans may need to change. Here are 3 unexpected ways this could happen.
In Part II of our guide to estate planning for vulnerable family members, read about the importance of Lasting Powers of Attorney for protecting family wealth.
Are you ready to pass wealth on to the next generation but are worried about needing the money later? Here is how to strike the right balance for all involved.
If you’re a grandparent, discover 4 unique ways to make sure you make a positive financial impact on your grandchildren’s lives, starting today.
Trump’s tariffs, IHT changes, a decade of pension freedoms and a lot more besides.
Read our brand-new guide filled with key information, tips and insights to keep you safe from financial fraud.
Estate planning for vulnerable family members could present some unique challenges. Our 2-part guide will help you ensure that your loved ones are cared for.
Annuities have increased in popularity recently as they offer a reliable retirement income. Learn whether an inflation-linked annuity could be right for you.
Trump’s ongoing tariff policy rollouts might be putting you off investing. Here’s why staying the course could be a better option, according to the data.
How compounding works and why it can be your most powerful wealth-building tool.
These 4 psychological biases could have a negative impact on how you invest. Read about each of them and discover why independent advice matters most.
How has British spending changed since the pandemic began, and what can we learn? Read our breakdown of a recent Covid spending report and learn key takeaways.
A new study reveals that over-70s now pay more Income Tax than under-30s. Here’s why Income Tax is rising for retirees and what you can do about it.
How financial planning could help you answer essential “what if?” questions.
Are you thinking of selling inherited assets, including property, business shares, or valuable belongings? Find out whether you may pay Capital Gains Tax here.
Going through a divorce can be emotionally stressful, and making unadvised financial decisions could worsen this stress. Learn about the pitfalls of DIY divorce.
Recent global affairs might cause you to lose sleep over your own finances. Here’s how to stay positive and make informed choices amid media noise.
President Trump’s “Liberation Day” saw the announcement of the most sweeping tariff hikes since the Smoot-Hawley Tariff Act in 1930. Here’s what it could mean for you.
We explain the key things to consider when you are looking to buy your next home.
The chancellor has delivered the government’s Spring Statement. Here’s a useful summary of the key measures Rachel Reeves announced in her speech.
Are you concerned about how Trump’s tariffs could influence your investments? Here’s how your financial plan might be affected and why worrying isn’t the answer.
With the 2025/26 tax year approaching and the cost of living remaining high, find out 8 ways to spring clean your finances and enjoy a fresh start
Pension jargon and complex numerical data can make your retirement situation unclear. Return to basics and read this breakdown of 3 main types of UK pension.
Will you pay Income Tax on the interest paid to your savings? Find out about the little-known Personal Savings Allowance and what you can do to reduce your bill.
Women still face inequalities where finance is concerned – but there are simple steps that could help you achieve financial freedom. Read 3 of these steps here.
How much money do you need to buy retirement bliss? The answer is different for everyone. Begin the journey towards finding your version of “enough” here.
If you’re set to receive an annual bonus in the coming months, how will you use the funds? Discover 4 options that could help you build wealth.
A rising number of adults aged 20 – 34 are living with their parents. Find out why, and how you can help your kids if you’re running the Hotel of Mum and Dad.
The executor of your will is responsible for safeguarding your assets when you’re no longer able to. Read 8 important factors to consider when choosing yours.
Checking if you could make use of these tax allowances before 5 April 2025 might help your money go further.
Ian Boasman of Kellands discusses the continued importance of gifting allowances.
If you’re already reaping the benefits of financial advice, could your adult children do the same? Read why younger adults may appreciate advice here.
With inheritance disputes going up by 140% between 2014 and 2024, can you “bulletproof” your will and avoid this eventuality? Read our top tips here.
Even if you have accumulated valuable assets during your life, remember that anyone can become “financially vulnerable”. Here’s how to protect your wealth.
Before the Autumn Budget, UK investors cashed in £4.2 billion in assets for fear of the chancellor raising taxes. Should you have done the same? Read more here.
November 8, 2025
Auto-enrolment has increased the number of pension savers. But only contributing the minimum amount might not be enough for a comfortable retirement.
Read more