Our aim is to keep clients fully informed of the latest developments within global markets as well as providing articles on personal finance, investments, pensions and tax planning.
As well as Our Articles, you can check out our financial planning guides as well as our Independent News Magazine, or simply read about what’s happening at Kellands.
Have you set your sights on retiring in 2025? Read your practical checklist for a successful transition into the next chapter of your life, plus how we can help.
Many people procrastinate on forming an estate plan, also known as an inheritance plan – but it’s essential to pay attention to it. Read 5 important tips here
You might have seen in the news that inflation has fallen recently – but it could still erode your savings. Read all you need to know about this issue here
Women still face inequalities where finance is concerned – but there are simple steps that could help you achieve financial freedom. Read 3 of these steps here.
On 30 October 2024, the chancellor delivered her Budget to Parliament – the first ever to be given by a woman, and Labour’s first Budget since 2010.
Political elections and geopolitical conflict typically cause stock market volatility. Read three reasons to stay calm during fluctuations and how we can help.
UK pension holders face a “ticking time bomb” as retirement challenges increase. Read some of the obstacles to a comfortable retirement and how to prepare.
Nearly half of UK adults worry their household wouldn’t cope if they were unable to work. Find out how to shield your wealth from the unexpected here.
A discussion with Steven Bell, the Chief Economist of Columbia Threadneedle.
Research predicts £1 trillion is expected to be passed down within UK families in the 2020s – this is known as the “Great Wealth Transfer”. Read 4 options here.
The chancellor has delivered the Labour government’s first Autumn Budget. Here’s a useful summary of the key measures Rachel Reeves announced in her statement.
Find out in our latest guide which explains the range of options open to you.
The Pension Tracing Service estimates there is around £20 billion sitting in lost or forgotten pensions. Learn how to track down your pots and why it matters.
Dying intestate means passing away without a valid will in place. Find out 3 financial implications of intestacy plus helpful tips for beneficiaries.
Consumers are twice as likely to keep track of their step count than their investments and pensions. Read tips for levelling up your financial health here.
Are you planning to downsize your home in order to release wealth and pay for your retirement? Read 6 pros and cons of relying on a home sale when you retire
Most couples never discuss pension wealth when they get divorced, which often leaves women worse off later in life. Learn more about this issue here.
A new study says 1 in 3 members of Gen X think they’ll never retire. Read why this generation is anxious about retiring, plus how they could do so comfortably.
When Rishi Sunak called the general election in June, 4 in 10 investors made changes to their portfolios. But did they need to? Read all you need to know here.
All you need to know about making those first steps onto the property ladder.
If you’ve been reading our newsletters for a while, you may remember the guide to student finance we published in September 2022.
As a landlord you’re likely facing a challenging landscape in 2024, but does this mean buy-to-let property is no longer a profitable investment? Learn more here.
Humans are hard-wired to avoid losses, a concept known as “loss aversion”. Here’s how loss aversion works and why it could derail your investment returns.
With later-life divorces on the rise and marriage pressures lifting for young people, cohabiting is more popular than ever. Read 4 financial factors to consider.
Of course, our job is to help you to grow your wealth, but there are other important benefits of financial advice. Find out 5 “soft” benefits in this article.
Research suggests that alongside the gender pay and pension gaps, there is a gender protection gap that leaves women at increased financial risk. Here’s why.
How an Olympic mindset could help you manage your finances effectively.
Inflation has reached the Bank of England’s 2% target rate for the first time since 2021. Find out what an on-target inflation rate could mean for your money.
Many financial planning solutions are geared towards couples – so how does being single affect your financial plan? Read 3 key ways, plus how we can help
There are more over-65s in work now than there were at the start of the century. Here’s what you need to know if you are reluctant to retire at the “right age”.
A study shows that the majority of Brits did not consider investing between 2022 and 2023. Find out why, plus how financial planning could boost your confidence.
Having won a decisive victory in the 2024 general election, here’s what a Labour government under Keir Starmer could mean for your finances.
The UK goes to the polls on 4 July with the economy a key battleground. Here’s what the 2024 general election could mean for your finances
Anyone could fall victim to financial scams, even if you are a savvy saver and investor. Read about common types of scams and how to keep your money safe.
Only 26% of high-net-worth individuals have an Inheritance Tax strategy in place. Do you? Read new insights into forming a tax plan that benefits your family.
There’s nothing wrong with cheering England on at the Euros, but what if you applied your home bias to investing? Find out how home bias could affect your money.
You might be frustrated with your retirement prospects, but there are several steps you can take to improve them. Learn about 4 things you can do today.
In the past four years, many aspects of your financial life may have changed.
We are delighted to have made the shortlist for this year’s Money Marketing Advice Firm of the Year Award
Do you think of retirement as an “end point” in your life? Find out 3 reasons why it could help to see this chapter as a new beginning full of opportunities.
In April 2024, the government implemented another reduction to the Capital Gains Tax Annual Exempt Amount. Here’s what this could mean for you.
Did you know that you can carry forward some (not all) tax-efficient allowances from previous years? Learn about utilising available tax breaks here.
With thousands of mortgage products available from a wide variety of lenders, our latest guide tells you all you need to know about getting a mortgage.
Here are 5 ways you could help your kids.
80% of parents are unaware that they could be taxed on their children’s savings. Here’s how the rules work, and how you could mitigate the chance of a tax bill.
The Individual Savings Account (ISA) turned 25 this April. Find out 4 important ISA takeaways for savers and investors as the 2024/25 tax year begins.
Many people still believe harmful mistruths about this form of guaranteed retirement income. Here are 3 annuity myths and the truth behind them.
How do you grow your wealth when you’re investing? Choosing the “right” investments is just one of the ingredients needed for success.
Kellands Chartered Financial Planner Chris Bull will be dusting off his trainers and (knees permitting!) running the London Marathon on Sunday, 21st April.
The International Day of Happiness fell on 20 March – so in celebration of this day, read about 5 fascinating connections between your wealth and wellbeing
We are proud to announce that Kellands Chartered Financial Planner, Loretta Mooney, has joined the ‘100 Club’ fundraising initiative to build the National Breast Imaging Academy at Wythenshawe Hospital.
If you are planning to draw from your personal pension pot in the 2024/25 tax year, which begins on 6 April, learn 4 factors to consider before you do so.
You’ve heard of the cost of living crisis, but now death-related costs have increased too. Find out 3 estate planning tips to mitigate the cost of dying.
Many people harbour financial biases, but these could be affecting your long-term goals. Here is how to challenge financial bias and make a positive change.
If you want to know how the 2024 Spring Budget affects you, here are all the winners and losers from the chancellor’s latest fiscal announcement.
The chancellor has delivered the government’s Spring Budget. Here’s a useful summary of the key measures Jeremy Hunt announced in his statement.
Saving for retirement can be challenging if you’re self-employed. Here is why it’s important to build and manage wealth within your pension and how we can help.
International Women’s Day is celebrated each year on 8 March. It is a day designed to recognise the achievements of incredible women around the world, alongside campaigning for further progress in women’s rights.
At the end of the final quarter of 2023, several global stock market indices reported positive returns.
When you see the phrase “retirement planning”, you might assume that this describes the 10 or 20 years before you finish working. And while the pre-retirement phase is crucial, the benefits of retirement planning do not end on your last day of work.
Everything you need to know about annuities when creating a retirement income.
A look at the issues involved, the benefits available plus the financial support and advice we can offer.
Checking if you could make use of these tax allowances before Friday 5 April 2024 might help your money go further.
Kellands Chartered Financial Planners are delighted to be the premium sponsor of the Pro Manchester International Women’s Day Lunch.
Passing your investment portfolio down as inheritance could help put your loved ones in good stead for the future. Read about how it works here.
A study from Aviva reveals that 58% of over-55s wish to see the benefits of their legacy in their lifetime. Read 2 positives of leaving a living legacy here.
Investing on behalf of a child can help set them up for success – and it may have financial benefits for you, too. Learn 2 efficient ways to do so here.
July 10, 2026
Download our free guide to understand the new Inheritance Tax and pension rules from April 2027, how they could affect your estate and what steps you may wish to consider.
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