The home movers guide to mortgages
We explain the key things to consider when you are looking to buy your next home.
Whether you’re just exploring your options or already have a property earmarked for your next move, there are some important things to consider when it comes to buying your next home.
The housing market and mortgage landscape may have changed in the years since you bought your last home and though it may be an exciting time, moving house can also come with a unique set of financial considerations.
Interest rates fluctuate, property values rise and fall, and your income and savings have likely changed. These factors all play a crucial role in working out your borrowing power, affordability, and the types of mortgages that may be available to you. Similarly, if you already have a mortgage on your current property, you may be wondering what your options are.
Understanding these dynamics is essential for a smooth and successful move. The more you know, the better you can navigate the homebuying process, make informed decisions, and find an option that works for your individual needs.
Our latest guide addresses these issues and much more besides. Click on the link below to read or download our latest guide.
And if you would like some help with your mortgage planning, please do not hesitate to contact us.
Please Note
This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.
Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured upon it.
The Financial Conduct Authority does not regulate some buy-to-let and commercial mortgages.
Download our latest guide to mortgages